Thanks to everyone who so kindly answered all of my questions over the last couple of weeks. Yesterday I reserved a red Model S (std perf) w/ pano roof, black leather w/ obeche gloss, 19" wheels, air susp, tech pkg, sound pkg, and twin chargers. Final configured price is just over $93k w/ doc fees. I am pre-approved w/ Alliant for $80,000 loan amount at 1.74%. My only regret is that I really wanted the Performance model, but that would mean another $12,000 cash outlay which I can't justify for a 1 second faster 0-60 time. I keep reminding myself that even the standard performance is going to be a monster compared to what I'm used to with my Prius Touring.
One side note that I haven't shared with anyone... On a whim and not expecting any success at all, I took a shot at sending an email to Elon Musk (I guessed logically at his email address) asking a few questions about the vehicle. I received a reply once from Steve Jobs about an old PowerMac that died, so I thought I'd go for 2 out of 2! Well, guess what? HE REPLIED! Receiving an email response from the CEO addressing my questions about the car sealed the deal for me!
I asked Mr. Musk specifically about the pano roof creaks, the AM/FM reception as well as reports that there was higher road noise inside the vehicle due to use of non-laminated glass. This is how Mr. Musk responded: "We have improved pano roof creaks, AM/FM reception and road noise quite a bit in recent months and are providing those fixes to our service team for retrofit in earlier production cars. The Model S is very quiet if the side glass is properly pressed into the seal, but can otherwise sound a bit noisy at high speed due to wind suction pulling the glass away from the seal. This is an easy fix."
Everything that I've been concerned about has been addressed, and a personal email from the CEO secured my order. So far I have had a great experience and consider myself in a circle of new friends. Thank you! :)