I'm expecting delivery in the next week or so and have been pricing insurance. Seems like the quotes i'm getting are a lot higher than I expected. Is anyone else experiencing this?
Do a google search of forums.tesla.com and you’ll find several threads on the topic. Of the threads I read, I’d guess more than half reported an increase compared to insurance for their current non-Tesla vehicle. Whether those were a “lot” higher is obviously subjective. Typically the Tesla has a higher sale price (and hence replacement cost) than the range of vehicles it is replacing, which will go some way to explain the increase.
Amica insures my three cars and house. Though I don't expect to configure before Feb, a few weeks ago I asked for a quote. The agent found a Model 3 VIN on the web and gave me a quote reasonably above my two 6 year old Prii, under $1200/year with a $1K deductible.
It's best to use the website volkerize.com to search the forum. It's very accurate.
I've been watching the Model 3 rates people have been posting and they are ALL OVER THE MAP. It seems like its going to be smart to shop rates.