Submitted by bpaul on Wed, 2019-06-19 06:53
I'd seen several posts on here about people's Model 3 insurance increasing considerably for year two, so I was steeling myself for a larger bill. Today I paid $11 less for six months of 100/500 coverage. I'm with State Farm in Wisconsin with no auto claims but some comprehensive-covered hail damage many years ago. The Model 3 costs us about $200/year more than a 2012 Prius to insure.
For any set of drivers, there are bound to be some who see significant rate increases. Those are the folks who tend to show up in the forums. So I'd like to offer this counter-example. It's easy to make up explanations like "they discovered how much it costs to repair!" But speculating ain't the same as knowing. If this were a "my insurance went up!" thread, people would be chiming in. So now I'm curious, any others have a similar stay-the-same-or-went-down story to tell about their Model 3 insurance?