Submitted by ODWms on Thu, 2018-09-27 05:13
I’ve been batting this around, having ordered a Model 3 AWD and anxiously awaiting its arrival. There are benefits on both sides, but I’m wondering what everyone thinks, and what your reasons are for paying for your purchase in cash, or financing. I’ve been getting roughly 12 - 15% or so on my investments, so a 2.5 - 3.5% loan makes sense (I’d hate to be missing out on potential returns from $60K over, say, 5 years). But in the other hand, the convenience factor and not having to think about a monthly payment (not to mention those returns could change) is attractive also.