I understand that auto insurance rates can vary widely due to the driver's age, location, driving record, and the specifics of the coverage. This means even discussing this topic is an invitation to inadvertently compare apples to oranges. That said…
We've had our Model 3 for over a year now and I'm taking the time to shop thoroughly for the best auto insurance rate I can find. I'm finding huge differences in rates from company to company — the worst have been between 300% and 400% what I'm paying with a Costco/Ameriprise policy.
For those of you who have also researched this thoroughly, who is turning out to offer the best rate for you? So far, I've gotten quotes from State Farm, Geico, 21st Century, Mercury, Amica, and even Metromile, and none of them is beating Costco/Ameriprise.
By the way, if you're a Costco member, you might want to get a quote. Here's the info: https://www.costco.com/auto-home-insurance-services.html