I make about 90 to 100k per year as a freelancer,but I'm just about to get my green card and don't have a credit history yet.
My wife also just got a credit card recently so she doesn't have much of a credit history either. We feel really strongly about having an electric car, but if there were other options with comparable range we probably wouldn't go for something as expensive as the Model X.
That being said, financing seems to be the only option for us, seeing how leasing would basically just be sending money down the drain.
I was wondering if someone here could help me figure out the best way to get a low interest loan and also shed some light on the process of reselling. We are planning on moving to Europe about 3 years from now, and since car wouldn't be street legal are compatible with European charging standards, we would have to resell and buy a new one in Europe find someone to swap with.
I was also wondering about the specifics Tesla's resale value guarantee. If I paid just over half within the first 36 months and sold back to Tesla, what would happen to the rest of the loan? If I sold independently, the new owner would probably take over the loan, if I sold independently, new owner would probably take over the loan, but how about with the resale value guarantee?
Sorry to ask so naively, but I really don't know much more about this than the fact that I want to stop throwing money at the oil industry.
Thank you so much for your help, I really appreciate it!